SOFIA ASYRIANA BR. P; GADIS ALFIYA KADRUN NADA. The Impact of Fintech-Based Digital Payments and Saving Intention on Consumptive Behavior: the Moderating Role of Financial Literacy Among Economics Students. MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi, [S. l.], v. 4, n. 04, p. 538–550, 2026. Disponível em: https://jurnal.seaninstitute.or.id/index.php/marekonomi/article/view/1069. Acesso em: 20 sep. 2026.