ANJARWATI, S.; APRIANI, A.; MAGITA, M.; KAMIL, I.; KHALED, J.; YOLIFIANDRI, Y.; MADINI, F. T. Evaluating the Antecedents of Digital Financial Utilization Among MSMEs in the Era of Technological Transformation. MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi, [S. l.], v. 4, n. 01, p. 1–12, 2025. Disponível em: https://jurnal.seaninstitute.or.id/index.php/marekonomi/article/view/893. Acesso em: 22 may. 2026.